Homeowners Claim Denied? You Can Still Win!
Homeowner Insurance Claim Denied? You Can Still Win!
If you've made a claim on your homeowners insurance -- and it's been denied -- don't give up. There are some things you can do to get paid anyway.
In the present economy, insurance adjusters are especially busy, and many companies are using contract adjusters, causing low payouts and frequent denials, whether justified or not. If you are faced with an denial, heres what to do:
Tip 1 - Call a professional
There is a kind of adjuster that works only for homeowners, public insurance adjusters. They usually charge 10% of the amount that insurance company pays. Most claims are settled 40 - 50 % higher when a public adjuster is involved. They take care of ALL the communication with the insurance company, reason enough to hire them.
To find a public adjuster, go to www.PublicAdjusterNetwork.com or google search for one. They should be licensed and answer questions for free. There is no substitute for a professional. You wouldn't let the IRS do your taxes and you shouldn't let the insurance company calculate your claim.
Public Adjusters have the same education, training and have been tested the same as the insurance companies adjuster. They use the same software and total up the claim looking at it from the homeowners standpoint.
Less than 1% of claimants fight the decision when a claim is denied? Yet, over 50% of those who do fight back get results. When you called in a claim the insurance company hired an adjuster to protect their interest, so why shouldn't you?
Dwayne Hall, Public Adjuster TX lic#1536878
Licensed Public Adjuster in Texas & West Virginia. Certified Mold Remediator & EPA Certified Radon Testor with an Accounting Degree - Texas A & M
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