Compare Car Insurance Policy Rates!
...Save Big Money on
Your Car Insurance Policy!
If you are like me and millions of other drivers, you shop around when it is time to
purchase car insurance. That is the way we learned to save money when we make the
purchase. Unfortunately, at renewal time or when new or different vehicles are added
to the policy, minimal to huge increases are often added. When this occurs, all too
often, the insured pays the increased amount and go about their business.
Don't Accept Annual Increases Without Shopping your
Car Insurance Quote
The problem with just accepting these increases as normal, is that they are all too often
putting you in position of paying too much or way too much for your insurance.
Let me give you an example. I had started the last series of changes about 5 years ago.
As an AARP member (former), I fell for the belief that as an AARP member I would get the
best rates. Originally, I only checked with 3 companies and indeed, The company AARP
recommended, The Hartford was the cheapest. I signed up with them.
At renewal time, there was a nominal increase. I thought little of it and paid the premium.
Shop for the Best Car Insurance Policy Available When You Purchase A New Car!
Then, I purchased a new car. The increase was huge. When I spoke with them, they simply
claimed that it was due to the value of the new car. I didn't bite. I checked around,
and ended up saving over $300 per year with Geico. Wow, I showed them, ha!
The second and third year, the Geico premium began increasing. Like a complete fool,
I accepted the increases and paid the premiums. Little did I know that this was far from the best car insurance I could get.
I realize that fact when I purchased two more new cars. One of them was a high end sports car. My premiums were quoted at over $2000 every six months! I called them and they confidently claimed that the increase was due to the value of my cars. Sure, I expected to pay more, but the last 6 months I only paid $480. This increase was unacceptable! I told them these were for personal use and they were not being rented. Consequently, I told them I would not pay rental Car Insurance Rates for personal use!
Some Companies Unabashedly Charge Huge Increases
Off I went again and started shopping for yet another car insurance policy.. I ended up saving OVER $1200 EVERY SIX MONTHS by
signing up with Esurance! That is $2400 PER YEAR! When I canceled Geico, the only thing
the guy could say about why I should stay with them, was that Geico was a respected
company! Then, as incredible as it seemed, he asked me if I would reconsider and stay
with Geico. Yes, they were $2400 more per year than Eurance, he stated, but "we are
a highly rated insurance company", he said. I almost started laughing, but instead
wished him a good day.
Folks, each time your car insurance policy is up for renewal, shop around. When you buy a new car,
shop around. Yes, you will have to get your new car bound right away with your current
company, but don't let that force you into paying higher than necessary premium. When
you get home, shop around. If you cancel, the insurance company is required by law to
provide you with a pro rata refund.
One more thing based on experience. I can confidently recommend...CHECK OUT ESURANCE for a fair car insurance quote! With Esurance you will often be far better off than with other companies when you receive your Car Insurance Rates.
